Here I am, flying around a blind 40° turn at 6am, on my way to work and WHAM, there's an elderly gentleman in the middle of the bike path walking slowly. I only had time to swerve around him and of course right at that exact spot there's a small pile of sand that washed my front end out.

    Trying to save gas money and stay in shape by commuting.

    I've spent nearly $5k so far on the wrist, glad I'm saving so much money, staying "healthy".

    (My insurance policy is an $8k out of pocket max, before insurance kicks in, gotta love American private insurance!!)

    by Frosty_Act2510

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