Too big or just long geometry?

I sized up (M) between sizes when I probably should have sized down (S), based on the advice I've seen around here. From a road bike geometry I've seen the front axle should create a line that should it extend upwards, should fall behind the shoulders, which is not the case here. However, this Grail cf sl 7 axs I know is not a road bike and just has generally long geometry so maybe that's not supposed to still apply?

New to this type or biking so I'm sure my core and posture need work anyways. Does this look acceptable with adjustments or should I begin the return process to go for a Small

Thanks!