How to Get Pension Credit in the UK

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In this video, we walk you through the easy steps to apply for Pension Credit in the UK. Discover the financial support available for senior citizens, learn about eligibility, and secure your retirement income. Don’t miss out on the benefits you deserve – watch now!

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Keywords:
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this is the complete guide regarding the how to apply pension Credit in this guide we will discuss everything related to pension credit so let’s start what we mean by pension credit pension credit gives you extra money to help with your living first it’s you are over state pension age and on un low income pension CIT can also help with housing cost such as ground rent and service charges you might get extra help if you are a carer severe disabl or responsible for a child or young person pension credit is separate from your state pension many people get confused with these two similar names they both are different there is another separate video on my channel regarding the state pension if you want to know that you can wash you can get pension credit even if you have other income savings or own your own home other helps if you get pension credit if you get pension credit you can also get help such as housing benefit cost of living payment support for mortgage interest Cel tax discount 3 TV license help with managers Dental Hospital appointments help with heating cost warm home discount scheme or Royal Mail redirection Service now let’s discuss the eligibility criteria for the pension credit you must live in England Scotland or Wales and you have reached state pension age to qualify from menion credit if you have a partner you must include your partner on your application you’ll be eligible if either you and your partner have both reached state pension age one of you is getting housing benefit for people over state pension age partner is either your husband wife or a civil partner someone you live with as a couple without being married or in a civil internship now let’s discuss how much you will get when you apply for pension credit your income is calculated if you have a partner your income is calculated together so the pension credit tops up your weekly income to 21.05 if you’re a single if you’re jointly income then you get 36.85 P if you have a partner so if you far single you’ll get 2021 and if you have a partner you can get to 306 your income is higher you might still be eligible for pension credit if you have disability you care for someone you have savings or you have housing costs work Downs as income your income includes State Pension other pensions earning from EMP employment and self-employment most medical Security benefits for example career allows now let’s discuss what does not count as inome so for example adult disability payment that does not count as an income attendance allows Christmas bonus child benefit disability living allows personal independent payment which is Pep ell fund payment housing benefit council tax tax ediction if you have savings and investment of 1 10,000 or less than in savings an investment this will not affect your pension credit so anything up to 10,000 or less won’t make any difference to your pension credit if you have more than 1,000 for every 500 over 10,000 as one income a week for example if you have £1,000 in your savings so that’s £1,000 extra you have so you will be counted as 2 pound income a week if you are away from UK so for example you stay somewhere else you can continue to get pension credit if you are away from UK for 4 weeks or less for example on a holiday you must be eligible for pension credit when you go away remains eligible for it while you are away contact the pension service help you can get pension credit for up to 4 more weeks if you are away from Great Britain because of the debt of a close relative so for example someone passed away and you are away for more than 4 weeks more than a month in that case you can still get pension Credit close relative diet you need to provide the reasonable and you need to provide proof as well you cannot apply apply for pension credit if you are already outside the UK for example if you’re living in India or somewhere else you cannot apply for pension credit you cannot get pension credit if you are moving away from UK permanently now let’s discuss what you will get in detail so for pension credit you get the top up your weekly income1 pound 5 P if you are single as we discussed and if you’re jointly income you’ll get £36 85 if you have a part you may get extra amount you have other responsibilities and costs the top up and extra amount are known as guarantee C if you have a severe disability you could get an extra 7640 p a week if you get any of the following for example you get attendance alls the middle or highest rate from the fa component of disability living allows a daily living component of personal independent payment Armed Forces independent payment the daily living component of hard and disability payment ADP at standard or Hance if you care for another order you could get extra 4275 p a week if you are get caring allowance if you are if you have claimed Gera for example but you are not being paid because you already get another benefit being a higher amount if you and your partner have both claim or meting G lows you can both get this extra payment now let’s discuss if you are responsible for children or young people you can get extra 6188 p a week for each child you are responsible for this is increased to 7231 p a week for the first child if they were born before 6th April 2017 the child or young person must normally live with you under the age 20 if they are 16 or over and under 20 they must be accepted for Approved training such as Foundation apprenticeship a course for non-education Education if you are in education it must be more than 12 hours a week on average if you get Tex Credit you cannot get this extra amount of pension credit for caring for a child but you might be eligible for child tax credit there is a separate video on my channel regarding the child tax credit if the child or the young person is disable in that case you would also get an extra amount £ 3367 p a week if they get ne pip or ADP 10486 p a week if they are blind or they get the highest care component of Da CDP or enhanced daily living component of Pep or ADP if you have housing cost you could get extra amount such as ground rent if your property is leasehold some service charges charges for T site Trends the amount you could get depend on your housing cost if you can get pension credit you can also be eligible for oun tax reduction housing benefit if you rent the property you live support for mortgage interest if you own the property little other help you you can get for pension credit if you get pension credit you will be automatically get old weather payments you will be also eligible to apply for Ev license for free get help with NHS cost NHS cost can include NS prescription Dental treatment classes and transport cost for hospitals let’s discuss how much more you can get use the pension credit calor to work out how much you can get the link is www.gov.uk pension credit contact the pension service hel planine if you are not sure whether you are eligible for extra mon or no the phone number is 0800 731 0469 now let’s discuss how you are paid all benefits pensions and alls are usually paid into your bank account now let’s discuss how you can claim pension credit you can start your application up four months before you reach pensions H so your state dat pension age for example is you in January you can apply in October you can apply any time after you reach state pension age but your application cannot be backdated by 3 months so you need to make sure you like for example you reach in January by March you must apply for pension metric otherwise you won’t get the benefit this means you can get up to 3 months of pension Credit in your flush payment if you are eligible during that time claim you can go online on this website go. UK where you will find this link and it will look the page looks like this and where you will click apply now at the end of this app video I have disced basically the live how to apply online claim this pension trade you can also apply by phone or by post the phone number is 0800 99123 4 if you have any questions regarding pension credit feel free to ask and I’ll get back to [Music] you [Music] w